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CV
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Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify Align justify

Northen Cape 23 July 2020

You gave me guidance and answers when I was unsure.

Annalize Robinson

I would like to thank you from the bottom of my heart for everything that you have done for me during this process which can be very daunting and stressful. You became a friend with all the phone calls and emails. I knew what was going on with my application each step of the way and you updated me regularly.


Our Story

SA Home Loans head office is based in sunny Durban, with 650 employees and 23 sales branches around the country. Our purpose is to empower South Africans to own their own homes, creating healthier, happier, and wealthier families


Changing Lives Champions


SA Home Loans has partnered with Private Property to make these properties available online for interested buyers to view.

Further details are given on the SA Home Loans section of this site for the process to follow in order to purchase these properties. For more infomation feel free to email us on [email protected].

View properties for sale

SA Home Loans has partnered with Private Property to make these properties available online for interested buyers to view.

Further details are given on the SA Home Loans section of this site for the process to follow in order to purchase these properties. For more infomation feel free to email us on [email protected].


We strive to place as many South Africans into their own homes and we take great pleasure and pride in offering home loans to clients throughout South Africa.

There are, however, a small percentage of clients who find themselves unable to honour their repayment obligations on their home loan agreement. We then assist clients to find a solution that allows them to retain their home. In some cases, financial circumstances do not allow clients to continue to meet their repayments, in which case these properties may be foreclosed on in order for SA Home Loans to recoup the outstanding balance on the home loan.


Developers

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  • You don’t have to outlay money to buy CAP, you may access available funds in your home loan to pay this once-off premium. The premium will be determined by the size of your home loan balance as well as your decision to CAP at either 1% or 2% above your current rate.
  • By capping your interest rate at 1% or 2% above your current home loan interest rate, your home loan interest rate will not go above your selected CAP rate for 2 years.
  • Your interest rate will still go down when national interest rates decrease.
  • When interest rates rise above the selected CAP rate, your instalment will increase in line with the rate increase. However, any interest paid in excess of your selected CAP rate will be immediately refunded to you.

  • H5 heading tag
    You don’t have to outlay money to buy CAP, you may access available funds in your home loan to pay this once-off premium. The premium will be determined by the size of your home loan balance as well as your decision to CAP at either 1% or 2% above your current rate.
  • By capping your interest rate at 1% or 2% above your current home loan interest rate, your home loan interest rate will not go above your selected CAP rate for 2 years.
  • Your interest rate will still go down when national interest rates decrease.
  • When interest rates rise above the selected CAP rate, your instalment will increase in line with the rate increase. However, any interest paid in excess of your selected CAP rate will be immediately refunded to you.

  • H5 heading tag
    You may access available funds in your home loan to pay this once-off premium
  • By capping your interest rate at 1% or 2% above your current home loan intere
  • Your interest rate will still go down when national interest rates decrease. However
  • When interest rates rise above the selected CAP rate, your instalment will increase in line with the rate increase.

  • H5 heading tag
    You may access available funds in your home loan to pay this once-off premium
  • By capping your interest rate at 1% or 2% above your current home loan intere
  • Your interest rate will still go down when national interest rates decrease. However
  • When interest rates rise above the selected CAP rate, your instalment will increase in line with the rate increase.

  1. H5 heading tag
    Contact our Personal Loans team on 0861 000 376 or email [email protected].
  2. We complete a full affordability assessment with you.
  3. Send us your most recent Bank Statements and Payslip.
  4. We’ll contact you on approval to sign your lending agreement.

  1. H5 heading tag
    Contact our Personal Loans team on 0861 000 376 or email [email protected].
  2. We complete a full affordability assessment with you.
  3. Send us your most recent Bank Statements and Payslip.
  4. We’ll contact you on approval to sign your lending agreement.

Our Approach

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You may access available funds in your home loan to pay this once-off premium

Lorem ipsum dolor sit

By capping your interest rate at 1% or 2% above your current home loan intere

Lorem ipsum dolor sit

Your interest rate will still go down when national interest rates decrease. However

Lorem ipsum dolor sit

When interest rates rise above the selected CAP rate, your instalment will increase in line with the rate increase.


Terms and conditions apply to all products. The availability of lending products is subject to our credit policy as amended from time to time.


Bond with us on social media

Terms and conditions apply to all products. The availability of lending products is subject to our credit policy as amended from time to time. Authorised financial services and registered credit provider (FSB No. 2428).
Call us 0860 246 810